What is workers' compensation insurance
An Insurance Policy that meets the state requirements that employer must pay, or provide insurance to pay, the lost wages and medical expenses of a worker who is injured on the job. A Workers’ Compensation insurance policy covers a worker if he was injured during working hours. It is used to pay his/her medical bills, a part of his/her lost salary, occupational rehabilitation and death. As a business owner it protects your business from being sued. A worker whose injury is covered by the workers’ compensation insurance policy loses the right to sue the employer for that injury, however an injured worker may still sue third parties whose negligence contributed to the injury.
Your compensation insurance is based on the workers’ compensation board in your state. The rate varies from the risks classification of your job and it is determined by considering two aspects – the regularity of the injury during hours of work and the severity of the injury.
Low cost workers’ compensation insurance is provided with those who only work in offices and other safe establishments. However, those employees who work in hazardous areas like firefighters are given a higher workers’ compensation insurance cost.
In Florida, Georgia and Colorado, workers’ compensation insurance policies can either decrease or increase. The addition or subtraction will be determined by many aspects such as prior claim history and safety programs in force for the business.
Why Choose Emperor Insurance for you Affordable Workers’ Compensation insurance?
Emperor Insurance Agency which serves the entire state of Florida, Georgia and Colorado offers cheap and affordable workers’ compensation insurance policies. Which will allow you to put your hard earned money in your pocket where it belongs.
Workers’ compensation insurance in Florida, Georgia and Colorado varies in price by the carriers you have. At Emperor Insurance we have teamed up with some of the best insurance companies that offer cheap workers’ compensation insurance in Florida, Georgia and Colorado. We have more than just affordable workers’ compensation insurance Prices we have the best service . Service comes first at Emperor Insurance.
If you are searching for workers’ compensation insurance in Florida, Georgia or Colorado, Give us a call we will provide you with quality services and protect you and your business as a whole.